Need a Document Notarized? LNL Now Offers Remote Online Notarization
Luper Neidenthal & Logan is pleased to now offer remote online notarization (RON) and electronic signatures as an additional avenue to help our clients ensure business continuity amidst these challenging times.
The COVID-19 pandemic has prompted an unforeseen rise in the need for electronic transactions, many of which require notarization. With social distancing guidelines in place, more businesses are being forced to work remotely making “wet ink” signatures and in-person notary services more of a challenge than ever before.
What is RON?
Traditionally, all notarial acts required face-to-face interaction and a paper document. Remote online notarization eliminates the need for the notary to be in the physical presence of the individual signer. Documents executed and notarized remotely and electronically are now considered to be valid and binding, provided that the notary is located in the State of Ohio.
Does the Signer Have To Be in Ohio?
No. The signer may be anywhere in the United States and internationally. The only requirement is that the notary public be physically located in the State of Ohio when the remote notarial act is performed.
What Does the Signer Have To Do?
After we upload the document to our secure software, we will send the signer an email requesting they begin the verification process. The signer will need to upload a government-issued photo ID and verify his/her identify using knowledge-based authentication. Once the ID is verified, the signer will be connected to one of our commissioned notaries via live audio-visual call who will re-confirm the signer’s identity by visually scanning the photo ID. The signer then electronically signs the document. The notary will then sign the document, place his/her notarial seal on the document, and complete the electronic notarization. Once complete, the signer will receive a copy of the tamper-evident notarized document.
How Long Does RON Take?
We find that the process should take no longer than 10 minutes.
If you are in need of remote notarization services, please contact your LNL attorney or reach out to ARichardson@LNLattorneys.com to schedule.
LNL Files One of the First Lawsuits Over Coronavirus-Related Business Interruption Insurance Coverage
Luper Neidenthal & Logan has filed one of Ohio’s early lawsuits against an insurance company for failure to pay coronavirus-related business interruption claims. The lawsuit, brought by owners of a restaurant chain located throughout Ohio, alleges that Cincinnati Insurance Company (CIC) failed to honor its insurance contract and pay their claims seeking coverage under their business interruption coverage.
The restaurants have maintained coverage with an all-risk policy, which is a type of insurance policy that covers all risks unless specifically excluded. The lawsuits seeks to compel CIC to cover its losses sustained as a result of the COVID-19 pandemic as part of its all-risk insurance policy.
Considering the early stages of coronavirus-related insurance coverage litigation, the outcome is yet to be determined and restaurant owners await answers. In the meantime, business owners of all industries should understand the positive or negative ramifications these cases could have on their coverage, both now and in the future.
If you are in need of assistance evaluating whether you may have a claim against your insurance carrier or with filing suit for failure to pay a claim, our attorneys can help you.
The full Complaint can be viewed here.